Terms of Use

Effective Date: 9-9-2025

These Terms & Conditions (the “Terms”) govern your access to and use of the Site and our advisory, CFO, tax planning, programs, digital products, and communications (collectively, the “Services”). By using the Services, you agree to these Terms.


Who We Are

Services are provided by SmrtCents Advisory & Tax Solutions, LLC, 1860 Sandy Plains Rd, Ste 204, Marietta, GA 30066 (virtual). Contact: [email protected] | (404) 831‑6863 | https://smrtcentsadvisory.com.


Services & Important Disclaimers

We provide advisory/CFO and tax planning services. We do not provide legal advice. Results depend on many factors and are not guaranteed. You are responsible for implementing strategies and for timely, accurate information you provide to us.


Accounts

If you create an account, you are responsible for maintaining the confidentiality of your credentials and for all activity under your account.


Fees, Billing, and Refunds

Fees, billing schedules, and access terms are shown at checkout or in order forms.

Refunds: All sales are final.

Subscriptions/Installments: Monthly payments, services may continue being rendered through the end of the billing period upon cancellation.

We may suspend or terminate access for non‑payment.


Scheduling & Cancellations (Advisory/Coaching)

Please provide 24 hours’ notice to reschedule sessions; missed sessions may be forfeited.


Intellectual Property

All Site and program content is owned by or licensed to us. We grant you a personal, non‑transferable license for your internal business use. You may not copy, distribute, or create derivative works without our permission.


User Content & Testimonials

If you submit testimonials, comments, or materials, you grant us a non‑exclusive license to use and display them to operate and promote the Services, consistent with our Privacy Policy.


Acceptable Use

You agree not to violate law; infringe rights; introduce malware; attempt unauthorized access; scrape/harvest data; or misuse the Services.


Mobile Messaging Terms (A2P)

By opting in, you agree to receive recurring SMS/MMS from SmrtCents Advisory & Tax Solutions, LLC at the mobile number you provide. Message & data rates may apply. Message frequency varies. Consent is not a condition of purchase.

Opt‑in: web form checkbox.

Opt‑out: Text STOP to 770‑282‑4692 to cancel. For help, text HELP or contact us using the details above.

Disclaimer: Delivery may be delayed; carriers are not liable for delayed or undelivered messages.


Third‑Party Services

We may link to or integrate third‑party sites or tools (e.g., payment processors, email/SMS platforms). We are not responsible for third‑party content or policies.


Disclaimers & Limitation of Liability

The Services are provided “as is” and “as available.” To the fullest extent allowed by law, we disclaim all warranties. To the maximum extent permitted, we are not liable for indirect or consequential damages. Our total liability will not exceed the amount you paid to us for the Service giving rise to the claim in the 12 months before the event.


Indemnification

You agree to indemnify and hold us harmless from claims arising from your use of the Services or violation of these Terms.


Governing Law

These Terms are governed by the laws of the State of Georgia.


Changes to These Terms

We may update these Terms. The “Effective Date” shows the latest revision. Continued use signifies acceptance.


Contact

SmrtCents Advisory & Tax Solutions, LLC
Business Address: 1860 Sandy Plains Rd, Ste 204, Marietta, GA 30066 (virtual)
Mailing Address: 1708 Augusta Drive SE, Marietta, GA 30067
Phone: (404) 831‑6863
SMS (Business): 770‑282‑4692
Email: [email protected]
Website: https://smrtcentsadvisory.com